CFEP offers wide-ranging and innovative Group Life, Accident, Health & Retirement solutions that are backed by leading insurers.

Group Life Insurance

Providing life coverage either as a benefit of employment or by just providing the opportunity to purchase it, you offer employees a trusted source for important family protection.

Depending on the type of group, we may require additional information. We will work with you to design a program that meets your group’s specific needs.

Call us for a Group Life Quote at 1-800-672-3195.

Business Accident - Risk Management

While workers compensation plans are common for workplace insurance, they do not provide the coverage needed when an employee is not on company premises, or performing non-work related tasks. Employers have a general obligation to ensure that the health and safety of every person employed by them is protected while they are working.

This group coverage has many benefits and plan features. Depending on the type of group, we may require additional information. We will work with you to design a program that meets your group’s specific needs.

Call us for a Group Business Accident Quote at 1-800-672-3195.

Hospital Cash Insurance - Living Benefits

Hospital and medical charges have increased significantly, and many provincial plans do not cover all the expenses that arise when an individual is hospitalized.

When an accident or illness results in hospitalization, there are additional costs not covered by government or employer plans that can cause financial hardship. These include medical aids, parking and meals for visiting family, accommodations for out of town visitors, day care, and more.

This group coverage has many benefits and plan features. Depending on the type of group, we may require additional information. We will work with you to design a program that meets your group’s specific needs.

Call us for a Group Hospital Cash Quote at 1-800-672-3195.

Tuition Refund Protection

For many parents, the cost of their children’s education is a significant investment. The financial impact of the loss of this investment, when unforeseen circumstances occur, can be devastating. CFEP offers a unique comprehensive group tuition refund insurance plan that can reduce the financial impact by refunding a percentage of tuition paid when unforeseen circumstances occur to either the student or the tuition payer, which prevents the student from being able to continue school attendance.

This group coverage has many benefits and plan features. Depending on the group’s specific requirements, additional information may be required. We will work with you to design a program that meets your group’s specific needs.

Call us for a Group Tuition Refund Protection Quote at 1-800-672-3195.

Accidental Death & Dismemberment

When an employee suffers an accident that results in death or dismemberment, the impact is catastrophic. This kind of sudden event is life altering for both the individual and their entire family. The last thing anyone wants to be thinking about is the financial implications.

This group coverage has many benefits and plan features with optional benefits that can be added as riders.

Call us for a Group AD&D Quote at 1-800-672-3195.

Occupational Accident Insurance

While many employees are covered under a provincially mandated workers compensation plan, there are some industries eligible to opt out of this coverage. Some employees don’t qualify to be covered by provincial plans due to the nature of their positions. The health and safety of all employees is the responsibility of the employer. This also means having them covered in the event they are injured on the job.

This group coverage has many benefits and plan features. Depending on the group’s specific requirements, additional information may be required. We will work with you to design a program that meets your group’s specific needs.

Call us for a Group Occupational Accident Quote at 1-800-672-3195.

Participant Accident Insurance

Whether an event is held on or off the premises of an organization, the responsibility of the participants’ health and safety needs to be a consideration for the organization. CFEP provides a wide range of participant accident products for group-sponsored activities.

This group coverage has many benefits and plan features for:

• Amateur sports teams, clubs and camps;
• School boards, day care centers;
• Religious and charitable organizations;
• Volunteer, civic and community service or recreational organizations and more.

Depending on the type of group, we may require additional information. We will work with you to design a program that meets your groups’ specific needs.

Call us for a Group Participant Accident Quote at 1-800-672-3195.